WHAT DOES Triad Bank, N.A. DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security Number • Income • Account Balances • Payment History • Credit Score • Credit History When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons TriadBank, N.A. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
A: Does Triad Bank, N.A. share?
B: Can you limit this sharing?
For our everyday business purposes — Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
A: Yes
B: No
For our marketing purposes — To offer our products and services to you.
A: No
B: We don’t share
For joint marketing with other financial companies.
A: No
B: We don’t share
For our affiliates' everyday business purposes — Information about your transactions and experiences.
A: No
B: We don’t share
For our affiliates' everyday business purposes — Information about your creditworthiness.
A: No
B: We don’t share
For our affiliates to market to you.
A: No
B: We don’t share
For non-affiliates to market to you.
A: No
B: We don’t share
Questions?
Call 918-749-1000 or reach out through our Contact Page.
Who we are.
Who is providing this notice?
Triad Bank, N.A.
What we do.
How does Triad Bank, N.A. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Triad Bank, N.A. collect my personal information?
We collect your personal information, for example, when you:
• Open an account or apply for a loan • Use your credit or debit card • Give us your income information • Provide account information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
• Sharing for affiliates’ everyday business purposes — information about your creditworthiness • Affiliates from using your information to market to you • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions.
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. • Triad Bank, N.A. has no affiliates.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. • Triad Bank, N.A. does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Triad Bank, N.A. does not jointly market.
Other important information.
Triad Bank, N.A. does make disclosures to non-affiliated third parties as permitted by law.
