Make it happen with a Home Equity Line of Credit or Home Equity Loan from Triad Bank.
Apply NowSuccessful home-improvement projects start with a good plan and a key part is how much it will cost and how you’re going to pay for it. Start your project the right way with a Home Equity Line of Credit (HELOC) or Home Equity Loan with Triad Bank.
A Home Equity Loan from Triad Bank is a fixed-rate loan that enables homeowners to borrow against the equity they have built in their property. This type of loan provides a lump sum amount, making it perfect for significant one-time expenses, such as pool and patio renovations, debt consolidation, or major home repairs. With fixed interest rates and set repayment terms, a home equity loan offers predictable monthly payments, ensuring financial stability and easier budgeting. Triad Bank's home equity loans feature competitive rates and a straightforward application process, allowing you to quickly access the funds you need to enhance your home and achieve your financial goals.
A Home Equity Line of Credit (HELOC) from Triad Bank offers a flexible financing solution for homeowners looking to leverage the equity in their property. Unlike a traditional loan, a HELOC functions as a revolving line of credit, allowing you to borrow funds as needed up to your approved credit limit. This type of loan is ideal for ongoing or variable expenses, such as home improvements, educational costs, or emergency repairs. With a HELOC, you only pay interest on the amount you draw, and our competitive variable interest rates ensure affordability. Triad Bank’s HELOCs come with flexible repayment options, providing you with the financial flexibility to manage your borrowing effectively.
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Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. Funds from electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day. Then, the funds will generally be available by the second business day after the day of the deposit.
Help Us Prevent Identity Fraud
According to the Federal Trade Commission, identity theft is the fastest-growing crime in the country. Our ability to feel safe is becoming more difficult with terrorism and crime on a steady increase.
The USA PATRIOT Act has paved the way for financial institutions to help prevent fraud, identity theft, and the spread of terrorism. It requires financial institutions to obtain more information from an individual or legal entity to help establish identity.
Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification.
Identity theft is when someone has access to your personal information, such as your name, date of birth, and Social Security number, and uses it to commit fraud.
Identity thieves can cost you both time and money. Recognize the signs of ID theft and take immediate action.
Anyone can become a victim of identity (ID) theft. These steps can help reduce the risk of ID theft.
1) Secure your personal data.
2) Protect all of your devices.
3) You can control who can access your accounts.
If you are a victim of ID theft, act quickly. Report identity theft and get a recovery plan at IdentityTheft.gov.
United, we have the power to combat fraud. We believe that knowledge is the best defense against fraud. Learn more by visiting AARP Identity Theft or the Identity Theft Resource Center.